Home Works Labs Approach Our Story
Contact Us →

© 2026 Chapter20 Studio

← All experiments
Lab Experiment — Coretax · Tax platform

What if Coretax was designed around humans, not just rules?

A self-directed redesign of Indonesia's national tax platform re-sorting an entire information architecture around what a taxpayer is trying to do.

Type
Lab experiment (self-initiated)
Year
2025
Made with
Figma Make · AI-assisted
Focus
National tax platform UX
Note

A self-initiated concept, not commissioned work. Coretax was never deployed or user-tested by Chapter20, every figure on this page is a projection reasoned from the diagnosis, not a measured result.

01 — The problem

It was built around DJP's org chart, not the person's behavior.

Indonesia is entering a new era of digital taxation, with millions already registered. Compliance keeps growing, but the digital experience hasn't kept pace. When the experience feels unclear, behavior doesn't follow. Three problems sit at the root.

01
Main navigation

The structure makes sense to whoever built it. Not to the user.

Every item in the top nav is named after a DJP product. Users don’t think in product names, they think in tasks: “I need to report,” “I need to pay.” Before doing anything, they must first learn the system’s internal language.

02
User segmentation

One interface for four completely different users.

Individual taxpayers, SME owners, corporate finance teams, and tax consultants have entirely different mental models, priorities, and literacy levels. The platform treats them identically: no adaptation, no prioritization, no context.

03
Dashboard

Users land on the dashboard and still don’t know where to go.

Above the fold is campaign banners and government notifications, not the user’s status, deadlines, or next action. The platform offloads the burden of remembering obligations onto the user.

02 — The stakes

Every time a taxpayer gives up, the state loses more than a filing.

Reasoned consequences of the diagnosed problems: projected, not measured outcomes of this redesign.

Filings started. Never finished.

Users abandon mid-filing because compliance tools don’t help them finish: lost data, missed follow-ups, re-submissions. Manual work fills the gap for every confused user who can’t find their way through.

Your call center is absorbing your UX debt.

When basic filing takes too long, users blame the system, then call for help. Every confusing screen becomes a support ticket downstream.

The longer it takes, the less they trust it.

Filing time is a direct proxy for platform clarity. Delay today leads to distrust tomorrow, and users leave.

03 — The solutions

Four strategic moves, from taxonomy to tax companion.

Solution 1 · Menu restructuring

Users don't think in menus. They think in actions.

Navigation reorganized by user goal instead of organizational structure. from 8 menus down to 4 (projected restructuring, not a measured result).

Berandato-do, deadline, progress
Laporan PajakSPT, e-Faktur, eBupot
Pembayaranbilling, SSP, PBK
Layananpermohonan, referensi
Solution 2 · Informative dashboard

A dashboard that guides action, not just displays information.

Shifts Coretax from a passive reporting interface into an active guidance system.

Deadline-driven prioritization
users immediately see what needs attention, what can wait, and what to do next.
Instant compliance visibility
filing progress, outstanding obligations, payment status, and history in one view.
Action-first navigation
prioritizes filing reports, making payments, checking status, and confirming pre-filled data.
Solution 3 · Behavioral nudges

From government portal to citizen tax companion.

Rather than staying passive, the platform actively guides, motivates, reassures, educates, and reinforces good behavior, through reminders before deadlines, civic-impact messaging that connects taxes paid to public services received, and recognition for consistent on-time filing.

Solution 4 · AI tax companion

The AI layer that turns Coretax from a government form into a civic advisor.

Four proposed features, ranked by priority.

01 Highest ROI

Conversational Tax Assistant

Answers plain-language tax questions directly, instead of linking to a FAQ.

02 Highest compliance impact

Smart Form Validator

Checks a draft filing in real time, flags errors before submission, and explains the fix.

03 Highest strategic value

Tax Prediction Engine

Estimates total tax owed and optimal installments from income data, shifting risk from year-end reconciliation to proactive planning.

04 Core infrastructure

Obligation Intelligence

Surfaces only the obligations relevant to each user’s actual profile, instead of broadcasting the same reminder to everyone.

Projected business value estimates based on the concept, not measured from a live deployment
40%Est.

reduction in support dependency with conversational AI

23%Est.

higher filing completion with smart validator + nudges

65%Est.

of submission errors prevented before filing

1-tapEst.

access to recommended actions, without manual navigation

04 — The process

Designers aren't cooked. We just got a better kitchen.

AI-assisted workflows compressed weeks of exploration into days, without losing the strategic thinking behind every decision.

Think

Diagnosis before pixels.

We started by mapping where the platform’s logic diverged from the user’s, breaking the experience down into the three structural problems before touching a single screen.

Build

Component and layout decisions, reasoned out loud.

AI-assisted workflows let us explore navigation models, dashboard hierarchies, and component structures in parallel, testing layout reasoning at speed.

Test & iterate

Toward a high-fidelity UI direction.

Dashboard screens and final UI direction emerged through rounds of judgment: the AI generated options, the strategy decided which survived.

05 — What this experiment proved

Coretax's biggest problems weren't visual, they were structural.

The hardest work wasn't styling a dashboard, it was re-sorting an entire information architecture around what a taxpayer is trying to do, not around how the tax office is organized internally. AI compressed the production time. The diagnosis still had to come from us.

Next experiment

Bloom

What if a new mom stopped guessing and started knowing? — Prototype